Best Credit Cards with Airport Lounge Access
Compare credit cards offering airport lounge access, from Priority Pass to Centurion Lounges.
Best Credit Cards with Airport Lounge Access 2025
Premium credit cards offer some of the most valuable airport lounge benefits available, often providing access to multiple lounge networks and exclusive branded locations. Here's our comprehensive guide to the best credit cards for lounge access.
Top Credit Cards for Lounge Access
American Express Platinum Card
Annual Fee: $695
Lounge Benefits:
- Unlimited access to Centurion Lounges worldwide
- Priority Pass Select membership (unlimited visits)
- Access to Delta Sky Clubs when flying Delta
- Guest access policies vary by lounge network
The Platinum Card excels with exclusive Centurion Lounges, known for premium amenities and chef-curated dining.
Chase Sapphire Reserve
Annual Fee: $550
Lounge Benefits:
- Priority Pass Select membership
- Access to 1,300+ lounges worldwide
- Complimentary guest access (up to 2 guests)
- No additional per-visit fees
Excellent value for Priority Pass access with generous guest policies and strong travel rewards.
Capital One Venture X
Annual Fee: $395
Lounge Benefits:
- Capital One Lounge access
- Priority Pass membership
- Unlimited guests at Capital One Lounges
- Strong travel rewards program
Great entry point for premium lounge access with competitive annual fee and growing Capital One lounge network.
Citi Prestige Card
Annual Fee: $495
Lounge Benefits:
- Priority Pass Select membership
- Admirals Club access when flying American
- Strong travel insurance benefits
- Fourth night free hotel benefit
Choosing the Right Credit Card
Consider these factors when selecting a lounge access credit card:
- Home airports: Check which lounges are available at your most frequent airports
- Travel patterns: International travelers may prefer cards with global lounge access
- Guest policies: Important if you frequently travel with family or colleagues
- Additional benefits: Travel credits, insurance, and rewards programs add value
- Annual fee vs. usage: Calculate the break-even point based on your travel frequency
Maximizing Credit Card Lounge Benefits
Download the relevant lounge network apps, understand guest policies before traveling, check for temporary access restrictions, and consider the value of additional card benefits beyond just lounge access.